:root{--accent:#7c6fd4;--accent-deep:#5f53b8;--accent-soft:#edeafa;--bg:#f4f3f9;--card:#fff;--ink:#1b1a24;--ink-60:#1b1a2499;--ink-45:#1b1a2473;--ink-30:#1b1a244d;--hairline:#1b1a2414;--field:#f0eff7;--danger:#d3403c;--danger-soft:#fbeceb;--ok:#1e8e3e;--ok-soft:#e7f4ea;--warn:#9a6700;--warn-soft:#fff3d6;--radius-sm:10px;--radius-md:14px;--radius-lg:20px;--shadow:0 1px 2px #1b1a240a, 0 8px 24px #1b1a240d}*{box-sizing:border-box}html,body{margin:0;padding:0}body{background:linear-gradient(180deg, #edeaf7 0%, var(--bg) 320px) fixed, var(--bg);color:var(--ink);font-feature-settings:"tnum";-webkit-font-smoothing:antialiased;font-family:Inter,system-ui,-apple-system,sans-serif;font-size:15px;line-height:1.5}::selection{background:var(--accent-soft)}:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:6px}button,input,select{font:inherit;color:inherit}button,select,summary,.tab{-webkit-tap-highlight-color:transparent;touch-action:manipulation}.shell{max-width:860px;margin:0 auto;padding:0 24px 96px}.app-header{z-index:10;background:color-mix(in srgb, var(--bg) 88%, transparent);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-bottom:1px solid var(--hairline);padding-top:env(safe-area-inset-top);position:sticky;top:0}.app-header-inner{align-items:center;gap:20px;max-width:860px;margin:0 auto;padding:14px 24px;display:flex}.wordmark{letter-spacing:-.3px;align-items:center;gap:9px;font-size:17px;font-weight:700;display:flex}.wordmark-dot{background:var(--accent);color:#fff;border-radius:7px;place-items:center;width:22px;height:22px;font-size:12px;font-weight:800;display:grid}.tabs{background:var(--field);border-radius:999px;gap:2px;padding:3px;display:flex}.tab{color:var(--ink-60);cursor:pointer;background:0 0;border:0;border-radius:999px;padding:6px 16px;font-size:13.5px;font-weight:500;transition:all .15s}.tab.active{background:var(--card);color:var(--ink);font-weight:600;box-shadow:0 1px 3px #1b1a241a}.header-spacer{flex:1}.hero{padding:40px 0 8px}.hero-label{color:var(--ink-45);letter-spacing:.2px;font-size:13px;font-weight:500}.hero-amount{letter-spacing:-1.5px;font-size:44px;font-weight:700;line-height:1.15}.hero-sub{flex-wrap:wrap;gap:8px;margin-top:10px;display:flex}.section{margin-top:32px}.section-title{align-items:center;gap:8px;margin:0 0 10px;font-size:15px;font-weight:600;display:flex}.rows{background:var(--card);border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid #1b1a240d;overflow:hidden}.bill-row{transition:background .12s}.bill-row:hover .bill-top{background:#fbfaff}.bill-top{align-items:center;gap:12px;padding:14px 18px 11px;display:flex}.bill-footer{border-top:1px solid var(--hairline);color:var(--ink-45);background:#f8f7fd;align-items:center;gap:10px;padding:8px 18px;font-size:12.5px;display:flex}.bill-footer-info{text-overflow:ellipsis;white-space:nowrap;flex:1;min-width:0;overflow:hidden}.bill-row+.bill-row,.bill-editor{border-top:1px solid var(--hairline)}.bank-badge{color:#fff;letter-spacing:.2px;border-radius:12px;flex-shrink:0;place-items:center;width:40px;height:40px;font-size:10.5px;font-weight:700;display:grid}.bill-main{flex:1;min-width:0}.bill-title{white-space:nowrap;text-overflow:ellipsis;font-size:14.5px;font-weight:600;overflow:hidden}.bill-meta{color:var(--ink-45);white-space:nowrap;text-overflow:ellipsis;font-size:12.5px;overflow:hidden}.bill-amount{white-space:nowrap;font-size:16.5px;font-weight:700}.bill-due{color:var(--ink-45);font-size:12px}.bill-due.overdue{color:var(--danger);font-weight:600}.bill-due.soon{color:var(--warn);font-weight:600}.chip{border-radius:999px;align-items:center;gap:6px;padding:4px 12px;font-size:12.5px;font-weight:600;display:inline-flex}.chip.danger{background:var(--danger-soft);color:var(--danger)}.chip.ok{background:var(--ok-soft);color:var(--ok)}.chip.warn{background:var(--warn-soft);color:var(--warn)}.chip.neutral{background:var(--field);color:var(--ink-60)}.btn{border-radius:var(--radius-sm);cursor:pointer;background:var(--field);color:var(--ink);border:0;padding:9px 16px;font-size:13.5px;font-weight:600;transition:all .15s}.btn:hover{filter:brightness(.97)}.btn:active{transform:translateY(1px)}.btn:disabled{opacity:.5;cursor:default;transform:none}.btn.primary{background:var(--accent);color:#fff}.btn.primary:hover{background:var(--accent-deep);filter:none}.btn.small{border-radius:9px;padding:6px 12px;font-size:12.5px}.btn.ghost{color:var(--accent-deep);background:0 0}.btn.danger-ghost{color:var(--danger);background:0 0}.panel{background:var(--card);border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid #1b1a240d;padding:22px}.panel+.panel{margin-top:16px}.panel h3{letter-spacing:-.2px;margin:0 0 4px;font-size:15.5px}.panel .hint{color:var(--ink-45);margin:0 0 16px;font-size:13px}.field-grid{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;display:grid}.field label{color:var(--ink-60);margin-bottom:5px;font-size:12px;font-weight:600;display:block}.field input,.field select{background:var(--field);border-radius:var(--radius-sm);border:0;outline:2px solid #0000;width:100%;padding:10px 12px;font-size:14px;transition:outline .15s}.field input:focus,.field select:focus{outline:2px solid var(--accent)}.form-actions{align-items:center;gap:10px;margin-top:16px;display:flex}.bill-editor{background:#fbfaff;padding:14px 18px 18px}.card-grid{grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px;display:grid}.card-tile{background:var(--card);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:18px;position:relative;overflow:hidden}.card-tile:before{content:"";background:var(--tile-accent,var(--accent));width:5px;position:absolute;inset:0 auto 0 0}.card-tile .bank-name{color:var(--ink-45);letter-spacing:.3px;font-size:12px;font-weight:600}.card-tile .card-name{letter-spacing:-.2px;margin:2px 0;font-size:16px;font-weight:700}.card-tile .card-last4{color:var(--ink-60);font-size:13px}.card-tile .tile-actions{gap:6px;margin-top:12px;display:flex}.card-roi{color:var(--ink-60);margin-top:8px;font-size:12px}.milestone-text{color:var(--ink-60);font-size:12px}.cheat-row{align-items:center;gap:8px;padding:7px 0;font-size:13.5px;display:flex}.cheat-row+.cheat-row{border-top:1px solid var(--hairline)}.cheat-for{flex:1;font-weight:600}.cheat-arrow{color:var(--ink-30)}.cheat-dot{border-radius:50%;flex-shrink:0;width:9px;height:9px}.cheat-card{color:var(--ink-60)}.empty{text-align:center;color:var(--ink-45);border-radius:var(--radius-lg);background:#ffffff73;border:1.5px dashed #1b1a241f;margin-top:24px;padding:56px 24px}.empty .big{color:var(--ink-60);margin-bottom:6px;font-size:17px;font-weight:600}.status-line{color:var(--ink-45);font-size:12.5px}.error-banner{background:var(--danger-soft);color:var(--danger);border-radius:var(--radius-md);margin-top:16px;padding:12px 16px;font-size:13.5px}details.paid-group summary{cursor:pointer;color:var(--ink-60);padding:6px 0;font-size:14px;font-weight:600;list-style:none}details.paid-group summary::-webkit-details-marker{display:none}.account-chip{color:var(--ink-60);background:var(--field);white-space:nowrap;text-overflow:ellipsis;border-radius:999px;max-width:220px;padding:5px 12px;font-size:12.5px;overflow:hidden}code.inline{background:var(--field);border-radius:6px;padding:1px 6px;font-size:12.5px}.stat-row{flex-wrap:wrap;gap:24px;margin-top:14px;display:flex}.stat-label{color:var(--ink-45);font-size:12px;font-weight:600}.stat-value{letter-spacing:-.3px;font-size:19px;font-weight:700}.emi-row{margin-bottom:10px}.emi-head{justify-content:space-between;gap:12px;margin-bottom:4px;font-size:13px;display:flex}.emi-label{white-space:nowrap;text-overflow:ellipsis;font-weight:600;overflow:hidden}.emi-progress-text{color:var(--ink-45);flex-shrink:0}.progress-track{background:var(--field);border-radius:4px;height:7px;overflow:hidden}.progress-fill{background:linear-gradient(90deg, var(--accent-deep), var(--accent));border-radius:4px;height:100%;transition:width .4s}ol.setup-steps{color:var(--ink-60);margin:0;padding-left:20px;font-size:13.5px}ol.setup-steps 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8px}.top-row-head{gap:10px;margin-bottom:4px;font-size:13px;display:flex}.top-row-label{text-overflow:ellipsis;white-space:nowrap;flex:1;overflow:hidden}.top-row-amount{white-space:nowrap;font-weight:600}.top-bar-track{background:var(--field);border-radius:3px;height:5px;overflow:hidden}.top-bar-fill{background:linear-gradient(90deg, var(--accent-deep), var(--accent));border-radius:3px;height:100%}details.paid-group summary:after{content:"▾";color:var(--ink-30);margin-left:8px;font-size:11px;transition:transform .2s;display:inline-block}details.paid-group[open] summary:after{transform:rotate(180deg)}.spinner{vertical-align:-1px;border:2px solid #ffffff59;border-top-color:#fff;border-radius:50%;width:12px;height:12px;margin-right:7px;animation:.7s linear infinite spin;display:inline-block}@keyframes spin{to{transform:rotate(360deg)}}.lock-screen{z-index:100;background:var(--bg);place-items:center;padding:24px;display:grid;position:fixed;inset:0}.lock-box{text-align:center;justify-items:center;gap:14px;display:grid}.lock-hint{color:var(--ink-60);font-size:13.5px}.lock-pin-row{gap:8px;display:flex}.lock-pin-row input{background:var(--card);border:1px solid var(--hairline);border-radius:var(--radius-sm);text-align:center;letter-spacing:4px;width:120px;padding:10px 12px;font-size:16px}.lock-error{color:var(--danger);font-size:13px}@media (pointer:coarse){.tab{padding:9px 14px}.btn{padding:11px 16px}.btn.small{padding:9px 13px}details.paid-group summary{padding:10px 0}}@media (width<=560px){.app-header-inner{flex-wrap:wrap;gap:10px;padding:10px 14px 8px}.account-chip{display:none}.tabs{order:3;width:100%}.tab{text-align:center;flex:1;padding:9px 0}.shell{padding:0 14px calc(80px + env(safe-area-inset-bottom))}.hero{padding:26px 0 8px}.hero-amount{font-size:36px}.section{margin-top:24px}.panel{padding:18px 16px}.bill-top{gap:10px;padding:12px 14px 10px}.bill-footer{padding:8px 14px}.bank-badge{border-radius:10px;width:34px;height:34px;font-size:9.5px}code.inline{overflow-wrap:anywhere}.field input,.field select{font-size:16px}.stat-row{grid-template-columns:1fr 1fr;gap:12px 16px;display:grid}}